Wealth and finance industry white papers, case studies, reported stories, blog posts, thought leadership, especially on ESG. Also: personal finance, employee experience, small business development.
How to Start Saving for a House: 10 Tips to Reach Your Down Payment Savings Goal
If you want the experience of turning the key to your own front door, it starts with smart saving strategies. Developing these habits now will help you with mortgage payments later. Here are some tips for saving for a house you should consider. (Image: Kindel Media on Pexels)
Expert advice on bankruptcy and foreclosure
Attorney Theresa DeGray has dedicated her law practice, Consumer Legal Services, LLC, to helping homeowners in Connecticut navigate the complex world of bankruptcy and foreclosure. She’s equally dedicated to ending the stigma surrounding the decision to file bankruptcy, especially to save your home. Here is what she told BlueHub Capital SUN about how her purpose-driven law practice helps homeowners—and how she sees BlueHub Capital SUN as a miracle program that supports her work.
Best Retirement Plans to Consider
Planning for retirement is one of the most important financial decisions you’ll make. The earlier you save, the more time your money has to grow. But with so many retirement investment plans available, it can be hard to know which are the best retirement plans for you. Let’s break down the best retirement plans to consider, including individual retirement accounts, options for small businesses and self-employed individuals, and the key differences between IRAs and 401(k)s. (Image credit: Anthony Shkraba on Pexels)
The Hidden Mental Health Toll of Foreclosure: What Housing Professionals Need to Know
Foreclosure can be a devastating experience, affecting homeowners not just financially but also emotionally and psychologically. As a housing professional, recognizing the mental health challenges your clients may face is crucial. By acting with empathy and connecting clients with appropriate resources, you can help them navigate this difficult process. I wrote this deeply researched blog post for my client to explore the common mental health effects of foreclosure. It offers insights from scholarly research and industry experts to help housing providers support their foreclosure clients.
White Paper: Reaching Executive Women: An Overlooked — and Growing — Investor Segment
High net worth and ultra-high net worth executive women often get overlooked by wealth management advisors as viable clients. But, this multi-trillion dollar market is a growing—and lucrative—investor segment. From this white paper, advisors learn why this important investor segment has value to them and how to reach this market.
(Inclusion of this writing sample in my portfolio does not represent an endorsement of me or my work by FlexShares or Northern Trust.)
White Paper--Women Are Driving Healthcare: How Recent Trends are Changing Healthcare Delivery for Women
To provide the best possible care experience, healthcare providers need to adapt to changing social and demographic trends for the #1 healthcare consumer: women.
In the United States, women are the most active healthcare decision-makers and users. Significant data supports the need for healthcare providers to recognize their value and transform their practices to serve them.
White Paper: Customize your clients' ESG experience
Increasingly, investors are interested in aligning their investment portfolios around their
environmental, social, and governance (ESG) values. Savvy financial professionals are taking the necessary steps to identify their clients' interests and values to help them meet their investing goals. This research-backed white paper shows financial professionals how to provide customized client experiences that meet their ESG investing requirements.
Buying Like a Real Estate Investor: 15 Secrets for Buying Your Next Home (eBook)
Your home is among your biggest lifetime purchases, so you’ll want to make it right. Like most Americans, you have most of your net worth tied up in your real estate. As an appreciating asset that typically accrues significant equity in the long term, you can use real estate equity for multiple purposes. It also can be passed down to your children. If you learn how to buy yours like an investor, you'll always get the best deals and generate the most equity from the outset. Let these investors tell you how they win in real estate transactions.
Winning the Sales Game: Tackle Your Fears and Help Boost Your Business Profits
If you’re like some small-business owners, you may experience anxiety, dread, or even downright aversion when you think of sales. Fear of rejection, low confidence in your offerings, and negative perceptions of salespeople may hinder your ability to make sales that generate cash flow. But the ability to sell effectively is often essential to your small-business success. Overcoming your sales fears can be a game changer for your business, taking it from surviving to thriving. Here's how.
Practical Strategies for Catching Up on Retirement Savings in Your 50s
Many Americans find themselves in their 50s without enough saved for a comfortable retirement. That's because many people focused on meeting financial obligations — like raising children and paying off debt — during their 30s and 40s. It's not too late to get retirement savings on track if you apply practical some strategies to help boost them.
Financial First Aid for Elder Fraud Victims: Helping Your Senior Overcome an Economic Crime
Financial scams targeting seniors are becoming more common and harder to recognize. The Federal Trade Commission (FTC)1 reported that, in 2022, older people (60-plus) reported losing more than $1.6 billion to fraud. This is a significant increase from the $1 billion lost by older adults the previous year. There are multiple types of frauds being tried on seniors, and often, they succeed. Here's what to do when your senior has been victimized by this economic crime.
How to Not Outlive Your Retirement Savings
In today's world where people are living longer and future financial conditions are uncertain, a majority of them worry about running out of money in retirement. About 58% of those saving for retirement or already retired feel this fear. That's especially true for Gen X and Baby Boomers who are approaching retirement age or are already retired. To help ease these worries, an effective strategy is needed to protect retirement wealth and ensure a comfortable and secure financial future. Here's how to create one.
How Much Money Do I Need to Retire?
While Americans estimate they need an average of $1.46 million to retire comfortably, the reality is that the average amount in retirement accounts is $88,400. This gap shows the need to start planning and saving for retirement early on. This blog post provides a step-by-step strategy for determining how much you need to retire and how to execute your retirement planning. (Image created with DALL-E)
The State of US Housing Market in Spring 2024: What's in store for buyers and sellers?
This blog post overviews the spring 2024 U.S. housing market where mortgage rates dip, boosting optimism. Inventory rises with Fed's rate cut plans, but high home values present affordability challenges. Opportunities emerge for buyers and sellers in this shifting market landscape. (This deeply researched story intends to position BlueHub SUN as thought leaders in the real estate market, particularly the foreclosure prevention space. This is a key aspect of its strategic impact communications plan and its overall organizational objectives, which I must consider with each blog post.)
Succession Planning for Your Multigenerational Family Business
Succession planning is not a onetime event, like many small-business owners think it is. It's a long game that can require a focused plan to execute over a period of years, perhaps decades. In a multigenerational family business, especially with different branches in the family, this can be complex. There can be multiple considerations and many people to involve, from other family members to various professionals. Your aim is to have the process well-documented to minimize complications when it’s time to execute the plan.